First Mortgage Loans
Safe 1 offers 15-year and 30-year fixed-rate First Mortgage loans. These loans are ideal for people who want the security of a fixed rate that stays the same for the life of the loan. When the market fluctuates your rate remains the same, providing peace of mind and the security of a fixed rate. Our rates and fees are some of the lowest you will find.
- Must be owner-occupied primary residence
- Purchases or refinances
- 15-year or 30-year terms
- Borrow up to 80% loan-to-value
- 60-day rate lock with no lock fees
- Minimum loan amount $50,000; maximum $500,000
- Fixed Loan Processing Fee
- Low fees and closing costs
- Interest on the loan may be tax deductible - consult your tax advisor
Property must be less than 5 acres and located in Kern or Tulare Counties. For our current rates and fees, contact any Safe 1 Office and ask for our Mortgage Department.
Tehachapi Office
