Loan Rate Schedule
EFFECTIVE DATE: February 1, 2012
All rates and fees listed were accurate as of the date shown above and are subject to change. Please call any office of Safe 1 Credit Union or (661) 327-3818 to obtain information regarding current rates and terms.
| SUB-ACCOUNT TYPE | CREDIT SCORE RANGE | MAXIMUM TERM (MOS) | ANNUAL PERCENTAGE RATE(APR) | DAILY PERIODIC RATE |
|---|---|---|---|---|
|
PAYING INTEREST: Interest will be charged from the transaction date for all sub-account types listed above except for MasterCard. For MasterCard purchase transactions, interest will not be charged if the entire balance is paid within 25 days of the statement closing date (MasterCard Cash Advances and Balance Transfers will be charged interest from the transaction date). |
|---|
| FEES AND CHARGES | AMOUNT |
|---|---|
The ANNUAL PERCENTAGE RATE (APR) and loan term shall be determined by our credit evaluation and the credit score provided by a credit-reporting agency. The credit scores shown are based on Experian Risk 2 scoring model. The APR and loan term may vary based on the collateral type, collateral value, and credit evaluation. The APR on vehicle loans may be higher than stated for loan amounts exceeding Manufacturer's Suggested Retail Price (MSRP) or Retail Kelley Blue Book Values. Rates quoted for revolving loans are Variable Annual Percentage Rates. Disclosures are available at any Safe 1 office.
Savings & Checking
Porterville Office
