Home Loans

Overdraft Loans - Apply

We all seem to have those times when we run "a little short" on funds. Our Overdraft Loan is the perfect solution. If you have a checking account with us, and there isn't enough money in your Checking Account to cover the checks you've written, we'll automatically transfer money from your Overdraft Protection Loan to your Checking Account.The Overdraft Loan must be in place before any checks are presented.  Monthly payment equal to 3% of the credit limit with a minimum monthly payment of $25.

  • Loan amounts from $100 to $2,500
  • Automatic overdraft protection
  • Low fixed payment
  • Low $5 fee per overdraft transfer
  • Variable Rates

Click here for current rates.