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Loans & Credit Cards
Overdraft

Overdraft -

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If you currently bank with Safe 1 and would like to enroll in online/mobile banking, simply click here and discover the ease and convenience of having a branch office right in the palm of your hand!

If you currently bank with Safe 1 and do not wish to enroll in online/mobile banking, but would like to apply please click here.

Life happens! Take care of unexpected overdrafts without being charged a returned item or courtesy pay fee.

  • Loan amounts from $100 to $2,500
  • Automatic overdraft protection
  • Low per overdraft transfer fee
  • Low fixed payments
  • Variable rates
  • Convenient payment options
Effective as of June 1, 2026
LOAN TYPEANNUAL PERCENTAGE RATE (APR)MAXIMUM TERM (IN MONTHS)ESTIMATED PAYMENT PER $1,000 BORROWED
Overdraft Loan14.49% - 25.49%RevolvingRevolving