Beyond the App: How to use Safe 1’s Digital Banking Tools to Take Control of Your Finances
Managing your finances from your phone or laptop isn’t just convenient, it’s an expected feature of banking. At Safe 1 Credit Union, however, digital banking goes far beyond checking your balance or transferring funds. It’s a complete toolkit designed to help you stay in control, make smarter money decisions, and plan ahead with confidence.
Whether you’re new to online banking or already using the Safe 1 mobile banking app, there are powerful features you might not be taking full advantage of. Let’s explore how digital banking at Safe 1 can help you get more from every dollar and every tap.
What Safe 1’s Digital Banking Platform Offers (at a Glance)
When you log into Safe 1’s mobile app or online banking portal, you’re unlocking 24/7 access to your accounts with a wide range of tools and services, which give you the ability to:
- Open a new account
- Apply for a loan and/or credit card
- Check your account balances and history
- Transfer funds within your account
- Deposit checks using Mobile Deposit
- Send and receive money with Zelle
- Create personalized account alerts
- Generate transaction histories
- View images and print copies of cleared checks
- Schedule recurring account transfers
- Pay bills with SafePay
- Contact us or locate an ATM quickly
It’s all designed with your convenience and security in mind.
5 Ways to Take Control of Your Finances with Safe 1 Digital Banking
1. Set Real-Time Alerts to Monitor Your Spending
Want to know when a large transaction hits your account or when your balance gets low? With Safe 1, you can set up personalized alerts to notify you of important activity, helping you stay on top of your money and quickly catch any suspicious transactions.
2. Automate Your Savings Goals
Saving money doesn’t have to be hard. Use Safe 1’s recurring transfer feature to automatically move funds from your checking to your savings each payday. Even better? Some members use “round-up” savings strategies to deposit spare change into savings every time they make a purchase.
3. Schedule Your Bills to Avoid Late Fees
Never miss a due date again. With Safe 1’s online bill pay, known as SafePay, you can set up one-time or recurring payments to utilities, credit cards, or service providers, all from one secure place. It’s a simple way to save time and avoid costly late fees.
4. Maximize Your Savings With CashBack
With Safe 1’s digital banking tools, you can access CashBack+, where you’ll find personalized offers from top retailers like Amazon, Starbucks, and Target. Simply buy a digital gift card using your Safe 1 checking or savings account, then use it for your purchase. Each time, you’ll earn extra cashback that’s instantly added to your CashBack+ balance. When you’re ready, transfer your earnings right into your account. It’s a smart, simple way to stretch your dollars even further.
5. Apply for Loans or Refinance Online
Need a new car or thinking about refinancing your auto loan? Safe 1 makes it easy to apply online with no need to visit a branch. From auto to personal to home loans, digital applications help you get started faster and track your status from anywhere.
Digital Banking for Every Life Stage
No matter where you are in life, Safe 1’s digital tools can support your financial journey:
- Students & Young Adults: Learn to budget and manage spending from your phone.
- Families & Parents: Automate bills and savings to simplify your busy life.
- Retirees & Seniors: Easily monitor accounts, manage income deposits, and send funds securely without needing to leave home.
- Remote Workers & Travelers: Stay connected to your money on the go with mobile-friendly access.
Security You Can Count On
We know your financial security is just as important as convenience. That’s why Safe 1 uses:
- Bank-grade encryption
- Multi-factor authentication
- Fraud monitoring and real-time alerts
- Secure login through biometric ID (on supported devices)
Plus, you can take extra steps like setting up strong passwords, enabling alerts, and reviewing your accounts regularly to stay safe online.
Get Started or Get More Out of It
If you’re not enrolled in digital banking yet, signing up is quick and easy through the Safe 1 website or mobile app. And if you’ve already logged in, take a moment to explore the features you haven’t tried yet, whether it’s setting a savings goal or turning on transaction alerts.
Need help getting started? Our team is happy to walk you through the setup process or answer any questions.
Digital banking is more than just a tool, it’s your financial sidekick. With Safe 1’s powerful features and trusted support, you can stay on top of your finances, plan for the future, and enjoy peace of mind wherever life takes you.
Ready to take control? Log in to Safe 1 digital banking today and explore all the ways it works for you.