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Top 15 Investing Quotes of All Times

When it comes to the world of investing, most people don’t know where to start. So, if you find yourself in this predicament don’t be embarrassed or ashamed. After all investing money is not everyone’s area of expertise.

Of course, seeking the advice of a licensed financial advisor is definitely something everyone needs to do when embarking on such a venture.

In addition to such professional assistance, it’s also good to heed the advice of individuals who are well versed in this area. Fortunately for us, great investors of the past and present can do much to provide the guidance needed to make us successful. Although markets may change, the investing advice provided by these experts is timeless.

So, with this in mind here are the “Top 15 Investing Quotes of All Time!”

1. “An investment in knowledge pays the best interest.” — Benjamin Franklin

• When it comes to investing, don’t “wing it!”
• The simple fact is the more you know and educate yourself on what you’re investing in, the more comfortable you will feel about your investments and accompanying strategy.
• In other words, be sure to do the necessary research and analysis before making investment decisions.
• This includes working with a knowledgeable financial advisor who can assist you every step of the way.

2. “I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful.” — Warren Buffett

• We all have heard the old adage “buy low, sell high!”
• Obviously, from an investment perspective this makes total sense since it is best to buy an investment, security, asset, etc. when the price is low and sell it when the price is high in order to optimize your return.
• Warren Buffet takes this one step further by encouraging people to be prepared to invest in a down market and get out in a soaring one.
• This is somewhat contrary to human behavior as people tend to be timid during bad times and aggressive in booming ones.
• By investing in a down market when prices are low and selling in a soaring one when prices are high, again, optimizes the return on your investment(s).
• In other words, don’t be afraid to “go against the grain!”

3. “With a good perspective on history, we can have a better understanding of the past and present, and thus a clear vision of the future.” — Carlos Slim Helu

• Often times, people fear investing in the markets due to over emphasis upon negative historical events.
• As soon as there’s volatility in the market, some people panic and quickly sell off their investments thinking it’s better to lose a little money now than a lot later.
• Losing any money, however, is not necessary.
• In looking at history, it’s important to remember markets recovered from the dotcom crash of the 1990’s, 2008 financial crisis, and even the Great Depression.
• And, historically, markets move in an upward trajectory.
• So, the next time the market has a down day and you hear somebody say, “I lost money in the market today,” let him or her know that he or she didn’t lose any money.
• He or she only experienced volatility.
• The only time he or she would lose money in this instance is if he or she takes money out of the market.

4. “It’s not whether you’re right or wrong that’s important, but how much money you make when you’re right and how much you lose when you’re wrong.” — George Soros

• It’s a common fact of life, people don’t like to be wrong!
• In fact, too many investors become obsessed with being right, even when the gains are small.
• What’s important with your investment strategy is not whether you’re right or wrong, but rather cutting your losses when things aren’t working out as you had hoped.
• By doing this, you can minimize losing money and, instead, focus on something more important – making it!

5. “Don’t look for the needle in the haystack. Just buy the haystack!” — John Bogle

• Obviously, everyone would love to be an early investor in the “next big thing” which eventually becomes an Amazon, Apple, etc.
• Let’s face it though, these types of opportunities do not always present themselves.
• John Bogle, however, came up with a way to help get in on “the ground floor” of such potential blockbusters.
• By buying an index fund, which is a portfolio of stocks or bonds designed to mimic the composition and performance of a financial market index, investors can put a little of money into several investments.
• In doing this, they never miss out on the stock market’s biggest winners.

6. “I don’t look to jump over seven-foot bars; I look around for one-foot bars that I can step over.” — Warren Buffett6. “I don’t look to jump over seven-foot bars; I look around for one-foot bars that I can step over.” — Warren Buffett

• The art of investing does not need to be difficult.
• One successful strategy Warren Buffett has always implemented is not to invest in something he doesn’t understand.
• That’s why Buffett prefers value stocks which frequently outperform the market versus supposedly sophisticated strategies, such as short selling which can lose money in the long-run.
• In other words, Buffett implements what is known as the KISS method to investing – Keep It Simple, Stupid!

7. “In investing, what is comfortable is rarely profitable.” — Robert Arnott

• With investing, it is extremely important you “know your money psychology.”
• For instance, are you an “Ultra-Conservative” who is afraid of losing money?
• If so, opportunities for financial growth may be sometimes lost.
• Similarly, if you’re a “Risk Taker” who is always on the lookout for quick money, then you may lack patience at the expense of prolonged security.
• Essentially, as an investor there are times you will need to step outside your comfort zone to realize significant gains.
• For example, can you handle staying in the market when everyone else is jumping ship?
• Do you have the discipline to get out during the “rally of the century?”
• Whatever the case, as much as you need to know the market you also need to know yourself to see your investment strategy through!

8. “How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” — Robert G. Allen

• While savings accounts are important and part of any investment portfolio, they certainly do not provide the return needed for long-term financial success.
• Indeed, the low interest rates associated with savings accounts yield minimum compared to funds invested in the market.

9. “If there is one common theme to the vast range of the world’s financial crises, it is that excessive debt accumulation, whether by the government, banks, corporations, or consumers, often poses greater systemic risks than it seems during a boom.” — Carmen Reinhart

• One rule of thumb is not to brace for “bad times” when they occur, but rather prepare for them when things are good.
• In other words, regardless of whether you’re the government, a business or an individual, beware of debts that seem sensible during periods of prosperity.
• That way, when a crisis does come – and it will come – you are more than able to handle any financial difficulties.
• Remember, entities that run up debt during a financial boom usually suffer the most when the tide turns.

10. “We don’t prognosticate macroeconomic factors, we’re looking at our companies from a bottom-up perspective on their long-run prospects of returning.” — Mellody Hobson

• Trying to predict the next recession, stock market crash, or market boom is futile at best!
• Instead of focusing on the unpredictable, it’s best to adapt and respond to market conditions as they happen.
• That’s what the best investors do – develop a strategy and stay the course!
• So, instead of focusing on the unknown it is better to invest in good, strong companies built to withstand market conditions and succeed.

11. “Courage taught me no matter how bad a crisis gets … any sound investment will eventually pay off.” — Carlos Slim Helu

• As noted above, when it comes to investing the importance of “staying the course” cannot be understated.
• Yes, there will always be setbacks especially during a market crisis or “correction.”
• Don’t despair!
• The worst thing to do in such times is panic and quickly sell off investments thinking it’s better to lose a little money now than a lot later.
• Remember markets recover!
• From the dotcom crash of the 1990’s to the 2008 financial crisis and even the Great Depression, markets recovery and resume their historical upward trajectory.
• So, if the reasoning behind an investment is sound, stick with it, and it should eventually turn around.

12. “The biggest risk of all is not taking one.” — Mellody Hobson

• As previously noted, with investing it is extremely important to “know your money psychology.”
• “Ultra-Conservatives,” for instance, are afraid of losing money and, as such, miss opportunities for financial growth.
• Simply stated, there is a direct tradeoff between risk and return.
• So, investors who stick with low-risk assets like savings accounts, money markets and bonds, run a high risk of low long-term returns.
• Ironically, by sticking to such a strategy Ultra-Conservatives end of doing exactly what they want to avoid – lose money!

13. “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” — Robert Kiyosaki

• It’s great to make a lot of money, however, what you do with it is even more important.
• For instance, we’ve all heard stories of young millionaires who quickly lose their fortune by the time they reach middle-age.
• Even lottery winners are a perfect example of “riches to rags” stories, with 70% completely broke within seven years.
• So, it’s not the current dollars you have or earn, but rather what is being done to grow and protect your funds, assets, and investment portfolio.
• That way, what you earn is not only something that will benefit you but your interests and loved ones as well.

14. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” — Dave Ramsey

• In other words, “live below your means.”
• Undoubtedly, this is something many of us have heard.
• In actuality, it’s more than just a saying but more like a strategy for good living.
• Remember, big purchases and expensive acquisitions are fleeting.
• Once their made and the luster is gone, many people either experience buyer’s remorse or are off to make their next big purchase to fill the void only temporarily filled by the previous purchase.
• By being modest with your spending, however, you can ensure you not only live a fruitful life but also have the necessary funds to invest in your future needs such as college planning for children and grandchildren, retirement, and charitable causes.
• And as we like to say, always remember the best things in life – walking, jogging, hiking, biking, exercising, playing in the yard, conversation, worship, smiling, etc. – are free!
• So, if we focus on these things then we’ll always have enough money to invest!

15. “Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” — Paul Samuelson

• If you think investing is gambling, you’re doing it wrong.
• Investing is not meant to be a non-stop, adrenaline-fueled, whiplashed adventure with dramatic highs and desperate lows.
• Instead, investing takes hard work, discipline, strategic planning and patience.
• Yes, there is great excitement when you’re able to see your investments grow and yield positive returns, however, these results are much more long-term.
• In other words, if you want to be a good investor put aside the pursuit of instant gratification and, instead, focus on something much more enduring.

Without a doubt, the world of investing can be hard, cold, confusing and overwhelming. So, don’t do it alone! When the time comes to start investing for your future, as well as that of your loved ones, be sure to do so under the direction of a professional financial advisor. Their assistance as well as the direction provided by these timeless investment quotes will do much to not only steer you in the right direction but help you be successful as well.

And by the way, the time to start investing in that future is now!

Resource: https://www.investopedia.com/financial-edge/0511/the-top-17-investing-quotes-of-all-time.aspx